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The old girl never appears in walking trim, in any season of the year, without a grey cloth cloak, coarse and much worn but very clean, which is, undoubtedly, the identical garment rendered so interesting to Mr. Bagnet by having made its way home to Europe from another quarter of the globe in company with Mrs. Bagnet and an umbrella. The latter faithful appendage is also invariably a part of the old girl's presence out of doors. It is of no colour known in this life and has a corrugated wooden crook for a handle, with a metallic object let into its prow, or beak, resembling a little model of a fanlight over a street door or one of the oval glasses out of a pair of spectacles, which ornamental object has not that tenacious capacity of sticking to its post that might be desired in an article long associated with the British army. The old girl's umbrella is of a flabby habit of waist and seems to be in need of stays--an appearance that is possibly referable to its having served through a series of years at home as a cupboard and on journeys as a carpet bag. She never puts it up, having the greatest reliance on her well-proved cloak with its capacious hood, but generally uses the instrument as a wand with which to point out joints of meat or bunches of greens in marketing or to arrest the attention of tradesmen by a friendly poke. Without her market-basket, which is a sort of wicker well with two flapping lids, she never stirs abroad. Attended by these her trusty companions, therefore, her honest sunburnt face looking cheerily out of a rough straw bonnet, Mrs. Bagnet now arrives, fresh-coloured and bright, in George's Shooting Gallery.

"Well, George, old fellow," says she, "and how do YOU do, this sunshiny morning?"Giving him a friendly shake of the hand, Mrs. Bagnet draws a long breath after her walk and sits down to enjoy a rest. Having a faculty, matured on the tops of baggage-waggons and in other such positions, of resting easily anywhere, she perches on a rough bench, unties her bonnet-strings, pushes back her bonnet, crosses her arms, and looks perfectly comfortable.

Mr. Bagnet in the meantime has shaken hands with his old comrade and with Phil, on whom Mrs. Bagnet likewise bestows a good-humoured nod and smile.

"Now, George," said Mrs. Bagnet briskly, "here we are, Lignum and myself"--she often speaks of her husband by this appellation, on account, as it is supposed, of Lignum Vitae having been his old regimental nickname when they first became acquainted, in compliment to the extreme hardness and toughness of his physiognomy--"just looked in, we have, to make it all correct as usual about that security. Give him the new bill to sign, George, and he'll sign it like a man.""I was coming to you this morning," observes the trooper reluctantly.

"Yes, we thought you'd come to us this morning, but we turned out early and left Woolwich, the best of boys, to mind his sisters and came to you instead--as you see! For Lignum, he's tied so close now, and gets so little exercise, that a walk does him good. But what's the matter, George?" asks Mrs. Bagnet, stopping in her cheerful talk. "You don't look yourself.""I am not quite myself," returns the trooper; "I have been a little put out, Mrs. Bagnet."Her bright quick eye catches the truth directly. "George!" holding up her forefinger. "Don't tell me there's anything wrong about that security of Lignum's! Don't do it, George, on account of the children!"The trooper looks at her with a troubled visage.

"George," says Mrs. Bagnet, using both her arms for emphasis and occasionally bringing down her open hands upon her knees. "If you have allowed anything wrong to come to that security of Lignum's, and if you have let him in for it, and if you have put us in danger of being sold up--and I see sold up in your face, George, as plain as print--you have done a shameful action and have deceived us cruelly. I tell you, cruelly, George. There!"Mr. Bagnet, otherwise as immovable as a pump or a lamp-post, puts his large right hand on the top of his bald head as if to defend it from a shower-bath and looks with great uneasiness at Mrs. Bagnet.

"George," says that old girl, "I wonder at you! George, I am ashamed of you! George, I couldn't have believed you would have done it! I always knew you to be a rolling sone that gathered no moss, but I never thought you would have taken away what little moss there was for Bagnet and the children to lie upon. You know what a hard-working, steady-going chap he is. You know what Quebec and Malta and Woolwich are, and I never did think you would, or could, have had the heart to serve us so. Oh, George!" Mrs.

Bagnet gathers up her cloak to wipe her eyes on in a very genuine manner, "How could you do it?"Mrs. Bagnet ceasing, Mr. Bagnet removes his hand from his head as if the shower-bath were over and looks disconsolately at Mr.

George, who has turned quite white and looks distressfully at the grey cloak and straw bonnet.